Use It Or Lose It!
As a member of the Cardinal Dental family we are always looking out for your dental well-being as well as your financial well-being. Like you, we hate missing out on a good deal, and you may have unused dental benefits or a balance on your Flexible Spending Account (FSA). These types of funds must be used by the end of the year or you lose them. It’s your money, don’t lose it*!
You mean I could lose benefits I’ve paid for?
Remember, most dental insurance plans will renew on January 1 every year, but unused benefits do not roll over. So if your plan has a $1,000 per year benefit that you have only used $150 of, the remaining $850 will be lost on December 31, 2015. You’ve been paying your monthly premium for this dental benefit, you don’t want to just lose that benefit!
The same goes for FSA’s. If there is $600 sitting in your FSA on December 31st, its gone*!
I have money left, what could I use it on?
You can use your dental benefits or FSA toward routine dental cleanings and exams, as well as many other types of procedures including:
- Night guards
- Gum Infection Therapy
Delaying treatment could not only lead to more expensive work in the future, but it can also lead to risk of possible health issues such as diabetes or heart disease.
How’s About a Great Deal??
Who doesn’t love a great deal and saving money? As our holiday gift to you, we would like to offer you FREE membership into our Whitening for Life program. That includes a free custom whitening tray and starter whitening pen. (But wait, there’s more!) You will receive a free whitening refill at every six month cleaning and checkup appointment FOR LIFE1!
To redeem this amazing offer, just share this photo on your Facebook, Twitter, or Instagram! Whew, that was easy!
Offer expires December 31, 2015. Appointments must be made by January 15, 2015 to be eligible.
I’m ready, let’s schedule!
It has been our pleasure to take care of you and your family this past year at Cardinal Dental. In order for the staff to spend time with their friends and family, the office will be closed from Thursday, December 24, 2015 and will reopen on Monday, January 3, 2016. Make sure you get your appointments scheduled before then! Adding “Making a Dental Appointment at Cardinal Dental” to your holiday to-do list!
*Some FSA’s allow an employee to carry over up to $500 into the following year without losing funds. Please check with your FSA administrator for details specific to your plan.
**Certain FSA’s have a grace period that allows the use of funds up to two months after the end of the year. Please check with your FSA administrator for details specific to your plan.
1To remain eligible for Whitening for Life program, participant must maintain cleaning schedule of every six months. If an appointment is over seven months overdue, participant is no longer eligible for free whitening refill.